Terms & Conditions

Last Updated: 23rd January, 2025

Welcome to Phisk and its affiliated platforms, including Phisk Watch, Phisk Marketplace, Phisk Blog, and any other services operated by Phisk Corporation (“Phisk Platforms”). These Terms and Conditions (“Terms”) govern your access to and use of all Phisk Platforms. By accessing or using any Phisk Platform, you agree to comply with these Terms. If you do not agree, please refrain from using our platforms.

1. Acceptance of Terms

By creating an account, accessing, or using any of the Phisk Platforms, you agree to:

  • These Terms;
  • Our Privacy Policy; and
  • Any additional guidelines or rules applicable to specific platforms or services.

2. Eligibility

To use the Phisk Platforms, you must meet the following criteria:

  • Age Requirement: You must be at least 13 years old.
  • Legal Capacity: You represent that you are legally capable of entering into these Terms.
  • Parental Consent: If you are under 18, you must have parental or guardian consent to use the platforms.

3. Account Responsibilities

When registering for or using any Phisk Platforms, you agree to:

  1. Account Creation: Provide accurate and complete information during registration.
  2. Account Security:
    • Keep your login credentials confidential.
    • Notify us immediately of unauthorized access or suspicious activity.
  3. Account Use:
    • Do not impersonate others or create multiple accounts for malicious purposes.
    • Refrain from using fake identities or misrepresenting your affiliation with any organization.

4. Acceptable Use

While using the Phisk Platforms, you agree to:

  1. Comply with all applicable laws and regulations.
  2. Respect the intellectual property rights of others.
  3. Avoid sharing harmful, hateful, illegal, or fraudulent content.
  4. Refrain from spamming, phishing, or engaging in fraudulent activities.
  5. Avoid actions that could harm Phisk Platforms’ systems, including hacking, distributing malware, or overloading servers.

Violation of these rules may result in account suspension or termination.

5. User-Generated Content

5.1. Ownership:

You retain ownership of any content you post, including photos, videos, and written posts.

5.2. License:

By posting content, you grant Phisk Corporation and its affiliated platforms a non-exclusive, worldwide, royalty-free license to use, display, reproduce, modify, and distribute your content for platform operation and promotional purposes.

5.3. Responsibility:

You are solely responsible for the content you post. Ensure it complies with applicable laws and does not infringe upon the rights of others.

6. Monetization Opportunities

Phisk Platforms may offer monetization opportunities (e.g., Phisk Point rewards, etc.). By participating in monetization programs, you agree to:

  1. Comply with the specific monetization policies of each platform.
  2. Provide accurate payment information.
  3. Take full responsibility for paying applicable taxes on your earnings.

Phisk Corporation reserves the right to withhold or deny payments for policy violations.

7. Platform-Specific Terms

Phisk Blog:

Users must engage respectfully, avoiding harassment, hate speech, or content that incites violence.

Each platform may have additional rules or guidelines that you must follow.

8. Intellectual Property

Phisk Corporation retains ownership of all intellectual property, including trademarks, logos, and proprietary features of the Phisk Platforms. You may not use our intellectual property without prior written consent.

9. Termination of Accounts

We reserve the right to suspend or terminate your account for the following reasons:

  • Violating these Terms or platform-specific policies.
  • Engaging in fraudulent, abusive, or illegal activities.
  • Damaging the reputation or integrity of the Phisk Platforms or its user community.

You may terminate your account at any time by contacting support or using the account deletion feature.

10. Limitation of Liability

To the maximum extent permitted by law:

  • All Phisk Platforms are provided “as is” without warranties of any kind.
  • Phisk Corporation is not liable for damages, loss of profits, or data arising from your use of the platforms.

11. Indemnification

You agree to indemnify and hold harmless Phisk Corporation, its affiliates, employees, and partners from any claims, damages, or losses arising from your use of the Phisk Platforms or violation of these Terms.

12. Modifications to the Terms

Phisk Corporation may update or modify these Terms at any time. We will notify users of significant changes via email, app notifications, or platform announcements. Continued use of any Phisk Platform after updates constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of United Kingdom. Any disputes will be resolved exclusively in United Kingdom courts.

14. Contact Us

For questions or concerns about these Terms, please contact us at:
Email: support@phisk.co

By using Phisk Platforms, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.